Minnesota Insurance Advisory
Canary Risk Partners

Terms of Service

Last Updated: March 27, 2026

This website provides general information about Canary Risk Partners LLC and its services. By accessing or using this website, you agree to the following terms and conditions.

1. No Binding, Modification, or Cancellation of Coverage

Insurance coverage cannot be bound, altered, or cancelled through this website, including but not limited to contact forms, document uploads, email, or any electronic communication. All requests for coverage are subject to underwriting approval and must be confirmed in writing by Canary Risk Partners LLC or the applicable insurance carrier to be effective. Requests submitted outside of normal business hours will be processed on the next business day.

2. No Guarantee of Coverage or Premium

Any information provided through this website, including quotes, estimates, or coverage descriptions, is for informational purposes only and does not constitute a guarantee of coverage, premium, or eligibility. All terms are subject to change based on underwriting review and the final issued policy.

3. Professional Advice Disclaimer

The content of this website is provided for general informational purposes only and does not constitute legal, tax, or professional insurance advice. Insurance decisions should be made based on your individual circumstances and the specific terms, conditions, and exclusions of the policy issued.

4. Licensing and Jurisdiction

Canary Risk Partners LLC is a licensed insurance entity in the State of Minnesota. Insurance services are offered only in jurisdictions where the firm is properly licensed or authorized to conduct business. This website does not constitute an offer to sell or solicit insurance in any jurisdiction where such activity would be unlawful.

5. Electronic Communications

By using this website or submitting information electronically, you consent to receive communications from Canary Risk Partners LLC via email or other electronic means. Electronic communications do not constitute binding coverage, policy changes, or confirmation of coverage unless explicitly confirmed in writing as outlined in Section 1.

6. Third-Party Services and Links

This website may utilize or link to third-party services, platforms, or tools. Canary Risk Partners LLC is not responsible for the content, availability, security, or practices of any third-party services. Use of such services is at your own risk and subject to their respective terms and policies.

7. Fraud Notice

Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing materially false information, or conceals information for the purpose of misleading, commits a fraudulent insurance act, which is a crime and may subject such person to criminal and civil penalties.

8. Limitation of Liability

To the fullest extent permitted by law, Canary Risk Partners LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or relating to the use of, or inability to use, this website or its contents, even if advised of the possibility of such damages.

9. Changes to Terms

Canary Risk Partners LLC reserves the right to modify or update these Terms of Service at any time without prior notice. Continued use of this website constitutes acceptance of any changes.